You are able to make Long Term Finance purchases in-store, at participating merchants without your card by using your Customer ID number. Your Customer ID is shown on the back of your card, the top right-hand-side of your monthly statement and on any correspondence that you receive from us.
Can I use my Q Card before it arrives?
Pre-approvals are now available for Q Mastercard®
If you would like to apply for pre-approval before you head in-store please click here to apply. If you would like to wait for your card before you go shopping please click here to apply.
How do you use Q Card in-store?
It’s easy – with ‘Q Eftpos’, the customer swipes their Q Card through your EFTPOS terminal and enters their PIN (or signs) or it can be used online to pay for their purchase on your website – just like any other credit card. Then, we pay you within two business days.
Does Q Card have an app?
So, we’ve developed the Q Card Mobile App, giving you the freedom to check your balance on the go, whenever you like. It’s 100% free. Download now from iTunes for iPhone or Google Play for Android.
Can you draw money out of Q Card?
Yes, you can use your Q Mastercard® to withdraw cash (cash advance) from any bank and ATM, within NZ and overseas displaying the Mastercard acceptance mark. Remember, if you withdraw cash from your Q Mastercard, interest accrues straight away and ATM fees may apply. ‹ What are the Terms and Conditions?
Can I use my card while waiting for a new one?
If you order a replacement Visa Debit card, you can still use your old card until you receive and activate your new card. When you get your new Visa Debit card, you should activate it immediately. You can activate it using the 4-digit PIN of your previous card.
Can you use your old card while waiting for a new one?
If you’re wondering, “If I order a new debit card can I still use the old one?” for online purchases, the answer is no – the account itself is on hold.
Can Q Card be used anywhere?
Q Card is welcome at thousands of places throughout New Zealand, including selected online stores. Use our handy Store Finder to see where you can use your Card.
How does Q credit card work?
A credit card allows you to spend money up to a pre-set limit. You’ll get a bill for what you’ve spent each month. It’s important to try to pay off the balance in full every month. But you’ll need to pay off at least the minimum amount.
What’s the difference between Q Card and Q Mastercard?
In 2016 Q Card’s owner FlexiGroup introduced the Q Mastercard, a credit card version of the Q Card. This operates the same as the Q Card with the added benefit of global acceptance in any retailer accepting Mastercard.
Where can I find my Q Card number?
Reference: The last 12 digits of your Q Card number, found on the front of your card.
Can you transfer money from Q Mastercard to bank account?
You simply need to log in to My Account where you will see a banner displayed within the dashboard. Simply click ‘Apply Now’, and carefully follow the steps provided. Once you have completed and submitted your Balance Transfer request we’ll take care of the rest.
Is Q Card the same as gem card?
Gem Visa and Q Card are common finance cards promoted with interest-free deals. Gem Visa is provided by Latitude Financial Services. Q Card is backed by Consumer Finance, owned by Australian outfit Flexi Cards Group. It also owns Columbus Financial Services, which provides Q Mastercard and Farmers Mastercard.
How much can I withdraw from Q Mastercard?
Your Credit Limit is stated in the Approval Confirmation we issue to you with this Initial Disclosure Statement. We also place limits on Cash Advances you can make from your Account of up to NZ$1,000 per day in aggregate, a maximum of 10 transactions per day, and a minimum withdrawal amount of NZ$20 per transaction.
Can you pay with Q Card online?
Our top priority for online purchases is to ensure that all transactions on Q Card are safe, secure and run through a trusted network. Our Q Online partners are trusted payment gateway suppliers: Payment Express (DPS) is a global leader in payment technology.
How can I use a debit card without a physical card?
If your bank offers a virtual debit card, it will send you the card via email or through your online account. From there, you can add the card to your digital wallet or use the virtual card’s number to pay for purchases online or over the phone.
Can I withdraw money without my card?
What are cardless ATMs and how do they work? Cardless ATMs provide access to your account and allow you to withdraw cash without the need for a card. Instead, they rely on account verification via text message or a banking app on your smartphone. There are several ways that cardless ATMs can function.
Can I use my replacement card straight away?
You don’t need to activate your new debit card when you receive it – it’ll be ready to use straightaway. If you want to make a contactless payment, you’ll need to do a chip-and-PIN transaction first.
How long does it take for a new Lloyds bank card to arrive?
within 5 working days
Once ordered you’ll receive a new card within 5 working days, depending on the type of card you have ordered. Contactless enabled cards will be sent for all eligible accounts, unless you have previously opted out of contactless.
How can I get my debit card number without my card?
However, you can find the debit card number on the account statements generated through ATMs and digital kiosks. Net banking: If you have access to net banking through your bank account, you can use your log-in credentials to check your debit card account number.
When your card expires does the new one have the same number?
Because your card number won’t change when you receive a new one, it’s important to properly dispose of the old card. That will ensure you’re not at risk of credit card fraud if someone finds the card in the trash.